Topic
What the RBI actually says about minor accounts and PPI cards in India, plus practical safety guidance — scam awareness, online spending hygiene, and what to do if something goes wrong.
A plain-English walkthrough of the rules — what minors can and can't have, what KYC is required, why most kids' cards are PPIs (not bank accounts), and what disclosure parents should expect.
The four scam patterns we see most often, the conversation to have before they start, and exactly what to do if your child loses money. Written for Indian families who actually live online.
