How much pocket money to give a 12-year-old. What the RBI actually says about cards for minors. Whether Junio, FamPay, or Akudo fits your family. We write practical guides for Indian parents and the kids they're raising — in language that respects both.
If your teen has been asking for a slice card after seeing the ads — here's the honest answer about what slice is, what it isn't, and why it's not what you're looking for.
A plain-English walkthrough of the rules — what minors can and can't have, what KYC is required, why most kids' cards are PPIs (not bank accounts), and what disclosure parents should expect.
The four scam patterns we see most often, the conversation to have before they start, and exactly what to do if your child loses money. Written for Indian families who actually live online.
UPI, IMPS, bank transfer, recurring transfer — what each does, when to use it, what limits apply, and what to do when something fails.
Tasks done right teach a kid that effort can be valued. Tasks done wrong turn family chores into transactions. The difference is in how you set them up.
Most Indian families have unspoken rules around money. The silence becomes the lesson. Here are the five conversations that pay off — and how to start them without it becoming a fight.
It feels like fair motivation. The data and the lived experience say otherwise. Here's why it backfires, what to tie it to instead, and the rare case where some version of it actually works.
A short, honest list — the money concepts you'll wish you'd learned at 14, written for the teenager who is going to actually read it.
The compound-interest math, drawn out year by year. Why the saving habit at 14 beats a higher salary at 30 — with real numbers, real options, real Indian-context tradeoffs.
An age-by-age framework for Indian families — what amounts make sense, what they should pay for, and the rules that decide whether pocket money becomes a real money lesson or just a transfer.
The patterns we see most often in Junio onboarding chats. Each mistake is well-intentioned. Each one quietly teaches the wrong lesson.
