Pocket money
When is the right age to give your child their first card?
There's no magic birthday. The right age to hand a child their first card depends on three readiness signals, not a number — here's how to read them.
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#pocket money
7 posts tagged with this
Money basics
Teaching a 14-year-old to budget — using a real card, not a worksheet
Budgeting worksheets teach kids to fill in boxes, not to make trade-offs. A real card with a real monthly limit does the teaching for you. Here's the method I used with my own daughter.
Pocket money
Should pocket money come in cash, UPI, or both?
Cash teaches scarcity. Digital teaches modern money. The right split for an Indian kid sits somewhere in between — and depends on age more than ideology.
Pocket money
Pocket money by city: how much makes sense in Mumbai vs Bangalore vs a tier-2 town?
The same ₹1,000/month buys a very different month in Bandra vs Indore. A city-by-city framework for setting pocket-money amounts that match where your child actually spends.
Pocket money
How much pocket money should you give a 12-year-old in India?
An age-by-age framework for Indian families — what amounts make sense, what they should pay for, and the rules that decide whether pocket money becomes a real money lesson or just a transfer.
Pocket money
Six pocket-money mistakes Indian parents make — and what to do instead
The patterns we see most often in Junio onboarding chats. Each mistake is well-intentioned. Each one quietly teaches the wrong lesson.
Parenting
Should pocket money be tied to grades? An honest answer.
It feels like fair motivation. The data and the lived experience say otherwise. Here's why it backfires, what to tie it to instead, and the rare case where some version of it actually works.